Visa cards consist of a unique digit number printed on the card and a microchip to store user information. Products IT. About us Help Center. Log In Where do you want to login?
Sign Up. Income Tax Filing. Expert Assisted Services. Tax Saving. Mutual Fund Investments. But some technological changes have emerged as standards.
While the vast majority of credit cards still have a s-era magnetic stripe, cards that include a microchip, visible on the front of the card, are now standard. What will credit cards look like in 25, 50 or years? In fact, many of them now offer virtual credit cards upon request if you want an extra level of security while you shop.
The near future likely lies with greater adoption of payments enabled by smartphones and other contactless devices, even as no standard has emerged from all the competing technologies available.
As it has with so many other technologies, when a dominant standard emerges, it will look obvious to all in retrospect.
Beyond radio frequency enabled cards, phones and wearables, the next step will be payments made using biometric authorization, such as fingerprints, iris scans and facial recognition. However, challenges still remain. See related: How to protect yourself from credit card fraud. Judging by the changes we see around us today — from rapidly evolving online and mobile payment technologies to home appliances that monitor and digitally reorder their own contents — card payments will be increasingly integrated into our lives in new and creative ways.
But what continues to remain largely the same is your credit card account, regardless of which physical device, if any, is attached to it. Credit card accounts continue to provide the most secure and convenient method of payment possible. These accounts also offer us unmatched benefits, with many featuring the chance to earn rewards for spending. And of course, credit card users continue to have the option of financing their purchases over time or avoiding interest charges by paying their balances in full.
The laws pertaining to these accounts have undergone legal reform approximately once in every generation, such as the Fair Credit Billing Act of and the CARD Act of The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.
Jason Steele is a CreditCards. Essential reads, delivered straight to your inbox. By providing my email address, I agree to CreditCards. Your credit cards journey is officially underway.
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